Personal injury attorneys and insurance companies play pivotal roles in the aftermath of an accident. Both are involved in ensuring that victims receive fair compensation for their injuries and losses. However, their motivations and methods differ significantly, leading to a common question: who truly protects your rights after an accident?
Personal injury attorneys represent individuals who have been injured due to another party’s negligence or wrongdoing. Their primary goal is to ensure that their clients receive the maximum possible compensation for their physical injuries, emotional distress, lost income, medical bills, property damage, and other related costs.
Attorneys work on a contingency fee basis which means they only get paid if they win or settle the case successfully. This arrangement aligns the attorney’s interests with those of their client; both parties benefit from maximizing the settlement amount. In this context, personal injury attorneys can be seen as fierce advocates for victims’ rights.
On the other hand are insurance companies whose purpose is fundamentally different. While they also deal with compensating victims of accidents, it is crucial to remember that insurance companies are businesses aiming at making profits. These companies collect premiums from policyholders over time and then pay out claims when necessary.
The more money an insurance company pays out in claims—such as after a car accident—the less profit it makes. As such, these entities have a vested interest in minimizing claim amounts whenever possible while maintaining customer satisfaction enough to keep them paying premiums.
Insurance adjusters may seem friendly and helpful during interactions with claimants but remember that their ultimate goal aligns more closely with their employer (the insurance company) than with you as an individual seeking fair compensation.
In some cases, insurers might offer quick settlements soon after an accident occurs when victims are still vulnerable and possibly unaware of all potential damages incurred by them – both immediate and long-term ones like ongoing medical treatment costs or future loss of earnings due to disability caused by the accident.
This dynamic creates a scenario where personal injury attorneys often find themselves negotiating or battling with insurance companies to secure the best possible outcome for their clients. It is not uncommon for these negotiations to become adversarial, with attorneys fighting to counter lowball offers and push for fair settlements that fully cover their clients’ losses.
In conclusion, both personal injury attorneys and insurance companies play significant roles in the aftermath of an accident. However, when it comes to protecting your rights and interests as a victim of an accident, a personal injury attorney often proves to be the more reliable advocate. They are motivated by your success rather than corporate profit margins and possess the legal expertise necessary to navigate complex negotiation processes effectively.
Munley Law Personal Injury Attorneys
1170 PA-315, Wilkes-Barre, PA 18702
15703990406
